Florida · Statewide

Medicare in Florida: 2026 plan data for all 67 counties

Florida has 5,349,498 Medicare-eligible residents, and 3,069,207 of them (about 57%) chose a Medicare Advantage plan. Because MA plans are approved county by county, what is available to you depends on where you live. Every county page below is built from the CMS Contract Year 2026 files, refreshed August 2026.

Statewide picture

Florida Medicare by the numbers, 2026

5,349,498Medicare-eligible Floridians
3,069,207Enrolled in Medicare Advantage (57%)
1,564,690On a standalone Part D plan
2,221County-level MA plan offerings statewide

Largest county Medicare Advantage markets

  1. Miami-Dade County 46 MA plans · 69 Special Needs Plans
    165,918 enrolled
  2. Broward County 50 MA plans · 69 Special Needs Plans
    148,777 enrolled
  3. Palm Beach County 55 MA plans · 66 Special Needs Plans
    117,780 enrolled
  4. Pinellas County 57 MA plans · 72 Special Needs Plans
    97,373 enrolled
  5. Hillsborough County 58 MA plans · 75 Special Needs Plans
    89,413 enrolled
Choose your county

2026 Medicare guides for every Florida county

Each guide covers that county's Medicare Advantage plans, star ratings, Special Needs Plans matched to local health data, statewide Part D options, Medigap basics, and how to enroll.

North Central Florida

Alachua County 24 plans · 19 at $0 · 13,761 enrolled Bradford County 17 plans · 13 at $0 · 2,069 enrolled Columbia County 23 plans · 18 at $0 · 5,857 enrolled Gilchrist County 15 plans · 10 at $0 · 1,683 enrolled Hamilton County 15 plans · 10 at $0 · 1,271 enrolled Lafayette County 15 plans · 10 at $0 · 538 enrolled Madison County 21 plans · 15 at $0 · 1,885 enrolled Marion County 55 plans · 50 at $0 · 49,253 enrolled Suwannee County 14 plans · 10 at $0 · 4,566 enrolled Union County 14 plans · 10 at $0 · 890 enrolled

Northeast Florida

Baker County 25 plans · 20 at $0 · 1,657 enrolled Clay County 45 plans · 41 at $0 · 15,307 enrolled Duval County 46 plans · 41 at $0 · 63,582 enrolled Flagler County 43 plans · 39 at $0 · 19,648 enrolled Nassau County 34 plans · 30 at $0 · 9,320 enrolled Putnam County 21 plans · 16 at $0 · 7,974 enrolled St. Johns County 44 plans · 40 at $0 · 22,642 enrolled

The Florida Panhandle

Bay County 23 plans · 17 at $0 · 13,283 enrolled Calhoun County 21 plans · 16 at $0 · 1,381 enrolled Escambia County 32 plans · 26 at $0 · 25,181 enrolled Gulf County 17 plans · 12 at $0 · 1,496 enrolled Holmes County 17 plans · 12 at $0 · 1,752 enrolled Jackson County 17 plans · 12 at $0 · 4,358 enrolled Liberty County 21 plans · 16 at $0 · 655 enrolled Okaloosa County 20 plans · 16 at $0 · 11,905 enrolled Santa Rosa County 32 plans · 26 at $0 · 15,263 enrolled Walton County 25 plans · 20 at $0 · 6,295 enrolled Washington County 17 plans · 12 at $0 · 2,051 enrolled

Florida's Space Coast

Brevard County 43 plans · 38 at $0 · 67,320 enrolled

South Florida

Broward County 50 plans · 46 at $0 · 148,777 enrolled Miami-Dade County 46 plans · 42 at $0 · 165,918 enrolled Palm Beach County 55 plans · 51 at $0 · 117,780 enrolled

Southwest Florida

Charlotte County 41 plans · 37 at $0 · 28,985 enrolled Collier County 43 plans · 37 at $0 · 29,681 enrolled Lee County 41 plans · 37 at $0 · 71,532 enrolled Sarasota County 43 plans · 40 at $0 · 46,573 enrolled

Florida's Nature Coast

Citrus County 39 plans · 36 at $0 · 20,202 enrolled Dixie County 15 plans · 10 at $0 · 2,003 enrolled Hernando County 51 plans · 48 at $0 · 20,840 enrolled Levy County 22 plans · 17 at $0 · 5,299 enrolled

Florida's Heartland

DeSoto County 30 plans · 26 at $0 · 2,814 enrolled Glades County 21 plans · 17 at $0 · 1,044 enrolled Hardee County 25 plans · 21 at $0 · 1,562 enrolled Hendry County 22 plans · 18 at $0 · 2,320 enrolled Highlands County 37 plans · 33 at $0 · 14,403 enrolled Okeechobee County 21 plans · 17 at $0 · 3,327 enrolled

Florida's Big Bend

Franklin County 20 plans · 16 at $0 · 1,343 enrolled Gadsden County 21 plans · 16 at $0 · 4,668 enrolled Jefferson County 21 plans · 16 at $0 · 1,723 enrolled Leon County 14 plans · 10 at $0 · 18,218 enrolled Taylor County 21 plans · 15 at $0 · 2,003 enrolled Wakulla County 21 plans · 16 at $0 · 3,591 enrolled

The Tampa Bay area

Hillsborough County 58 plans · 53 at $0 · 89,413 enrolled Manatee County 46 plans · 42 at $0 · 38,204 enrolled Pasco County 57 plans · 52 at $0 · 57,699 enrolled Pinellas County 57 plans · 52 at $0 · 97,373 enrolled

Florida's Treasure Coast

Indian River County 44 plans · 39 at $0 · 17,753 enrolled Martin County 40 plans · 37 at $0 · 15,541 enrolled St. Lucie County 44 plans · 40 at $0 · 38,067 enrolled

Central Florida

Lake County 55 plans · 51 at $0 · 45,115 enrolled Orange County 59 plans · 54 at $0 · 72,275 enrolled Osceola County 58 plans · 53 at $0 · 23,726 enrolled Polk County 61 plans · 57 at $0 · 69,968 enrolled Seminole County 59 plans · 53 at $0 · 32,001 enrolled Sumter County 52 plans · 48 at $0 · 36,120 enrolled

The Florida Keys

Monroe County 7 plans · 3 at $0 · 2,490 enrolled

Central Florida's east coast

Volusia County 48 plans · 44 at $0 · 72,252 enrolled
Statewide drug coverage

Florida's standalone Part D plans, 2026

Unlike Medicare Advantage, standalone Part D plans are offered statewide: the same 10 plans (5 basic, 5 enhanced) are available in every county. For 2026 the standard deductible is $615 and out-of-pocket drug costs cap at $2,100 for the year.

Top basic plans by enrollment

PlanPremium/moDeductibleFL enrollment
Wellcare Classic (PDP)Wellcare $0 $615 179,042
SilverScript Choice (PDP)Aetna Medicare $98.30 $615 103,752
BlueMedicare Premier Rx (PDP)Florida Blue $98.60 $615 41,327

Top enhanced plans by enrollment

PlanPremium/moDeductibleFL enrollment
Wellcare Value Script (PDP)Wellcare $0 $615 508,038
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare $119.10 $130 202,566
Humana Value Rx Plan (PDP)Humana $25.90 $601 99,424
FAQ

Florida Medicare questions

How many people in Florida are on Medicare?

As of August 2026, 5,349,498 Floridians are eligible for Medicare. 3,069,207 of them (about 57%) are enrolled in a Medicare Advantage plan, and 1,564,690 have a standalone Part D drug plan.

Are Medicare plans the same in every Florida county?

No. Medicare Advantage plans are approved county by county, so the plan list, premiums, and benefits in one county can look very different one county over. That is why each county page below carries its own 2026 plan data instead of one statewide summary.

Which Part D plans are available in Florida for 2026?

Florida has 10 standalone Part D plans for 2026 (5 basic and 5 enhanced), and unlike Medicare Advantage they are offered statewide. For 2026 the standard deductible is $615 and annual out-of-pocket drug costs are capped at $2,100.

Is Mere Benefits licensed in Florida?

Yes. Mere Benefits is based in Jacksonville and licensed in Florida, and Kate Spilsbury, RSSA®, CMIP®, works with clients across the state by phone and video as well as in person in Northeast Florida.

Where can I get free official Medicare help in Florida?

SHINE (Serving Health Insurance Needs of Elders), Florida's State Health Insurance Assistance Program run by the Department of Elder Affairs, offers free unbiased counseling at 1-800-963-5337, and medicare.gov or 1-800-MEDICARE has official plan information. A licensed agent like Mere Benefits can then compare specific plans for your situation at no cost.

Sources

Where this data comes from

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 90 products in your area. Please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Kate Spilsbury, Florida-licensed insurance agent
Your Florida guide

One Florida-licensed team behind all 67 county pages

The data comes from CMS. The guidance comes from Kate Spilsbury, RSSA®, CMIP®, licensed in Florida since 2007 and based in Jacksonville, working with clients statewide by phone and video.

Talk with Kate's team Meet Kate Spilsbury, RSSA®, CMIP®
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